I guess too much is to do with my personality problem; have just had a good talk with my brother and Wanling.

I hereby offer my sincere apologies to Wanling, my sister in law, on all the hurtful comments that I've written to her.

My brother, who had accompanied her to my mum's place today to resolve everything.

And the lady whom I've posted her email address, about the issue about her dispute on insurance claims, I'm sorry.

Also not forgetting my parents, beloved sister Sihui, who had to undergo such stress because of me, my uncle and auntie.

For good pals, Wan and Songjie, apologies also for any misunderstandings on what I've misconveyed on facts about my brother and sister in law.

I am sincerely sorry for all these and I promise these will not happen again.