I think it's high time to shed some light about this ongoing fad hitting the consumer market like Battleship docking the shore.

Many years back, there had already been complaints that were raised to CASE and here's one link which the matter is discussed:

http://sgforums.com/forums/2475/topics/208303

Here's another thread shared in a local IT popular forum:

http://tinyurl.com/9dexzxf

From the description, the basis of their "business plan" works like this.  First, you receive a call that you have won a certain kind of prize and they make an appointment for you to go down to their office.  When you reach there, you need to "register" and you will be told that you need to listen to a 1 hour or so talk and after which you can collect your prize without making any purchases.

During the talk (shown in a video presentation), the salesperson will show you how you can "own" a luxurious holiday with a very simple plan after you watch the video.  Prior to the video broadcast, just simple talks to make you feel comfortable.

So when it comes to details, they will tell you that the total membership is about $10k+ and you can choose to pay in arrears, constantly pitching that you OWN the holiday (ie a luxurious place in some classy resort).  If they are unable to convince you, they will then seek their "manager" to try harder to convince you.

At the end of the day, their purpose is to get you to part with some money and be locked into their membership.  That is it.  If you know your way out, that will be the only way they will let you go without making a profit off you.  The methods applied in their hardselling are really way-off, and terribly uncomfortable.

Please take time to read this and share with those around you.